by Kelsey Butterworth, Policy Intern and Kevin Erickson, Communications & Outreach Manager
As of November 1, enrollment for the Affordable Care Act (better known as Obamacare) is once again open, which means it’s a counterintuitively exciting time to be an artist without medical insurance. The ACA does what its name implies, and for musicians lacking coverage, it can be a critical step in leading a long and productive life. read more
A 2013 online survey by the Future of Music Coalition and the Artists’ Health Insurance Resource Center found that 43 percent of American artists - from musicians to dancers and visual artists - lack health insurance. Most musicians can’t live off the money they make playing music and take part-time jobs. The Johnny Brenda’s staff is “full of musicians” working part time in the kitchen and behind the bar, and serving tables, Mungan said.
In the national debate over health care and the Affordable Care Act, one sliver of the population has received relatively little attention: musicians, artists and other creative workers, who are often self-employed and frequently uninsured. A recent survey by two arts groups found that 43 percent of artists of all kinds said they had no health insurance; for musicians, the number was 53 percent. The national average, according to the Henry J. Kaiser Family Foundation, is 17.7 percent. read more
It’s been a crazy couple of days here in DC. With all the hubhub over the government shutdown and general Congressional dysfunction, two of the most important pieces of news have been drowned out:
1. The Affordable Care Act is moving forward, and the health insurance exchanges opened today. This is an online marketplace where those who are currently uninsured, and those who pay for their own insurance now, can look at different plans, compare prices and get coverage. read more
In July and August 2013, Future of Music Coalition (FMC) and the Artists’ Health Insurance Resource Center (AHIRC) conducted an online survey of US-based artists about their access to health insurance.The survey found that, of the 3,402 artist respondents, 43 percent do not currently have health insurance. This is more than double the national estimate of 18 percent uninsured (ages 0-64), as calculated by the Kaiser Family Foundation.read more
Are you a musician living without health insurance?
You’re not alone. A 2010 FMC survey of 1,450 musicians found that 33 percent didn’t have insurance. A 2013 survey of artists of all types – musicians, dancers, visual artists, filmmakers – found that 43 percent were currently uninsured, more than twice the amount of uninsured in the general public.
In 2005, FMC teamed up with Alex Maiolo and Chris Stephenson to create HINT – the Health Insurance Navigation Tool. HINT provides informed, musician-friendly support and advice to musicians who need information about health insurance, for free.