In July and August 2013, Future of Music Coalition (FMC) and the Artists’ Health Insurance Resource Center (AHIRC) conducted an online survey of US-based artists about their access to health insurance.The survey found that, of the 3,402 artist respondents, 43 percent do not currently have health insurance. This is more than double the national estimate of 18 percent uninsured (ages 0-64), as calculated by the Kaiser Family Foundation.read more
PBS Newshour recently produced an online feature on the difficulties faced by Austin-area musicians seeking healthcare, which highlighted the admirable efforts of the Health Alliance for Austin Musicians (HAMM), a Texas organization giving access to healthcare for Austin’s large community of working musicians. read more
[…] Nearly one-third of American musicians are uninsured — double the percentage of the overall population without medical coverage. Only an estimated five percent of insured musicians, namely session musicians and orchestra players, have health care provided through their professional musical careers. That unfortunately doesn’t include most indie-rock artists. read more
We were deeply saddened to learn that Jason Molina, the acclaimed songwriter behind Songs: Ohia and Magnolia Electric Company, passed away Saturday after a long battle with alcoholism.
Molina leaves behind a vast and diverse body of work, bridging gospel, folk, and southern rock influences, anchored on his impressionistic, haunting imagery and arresting voice. We extend our sympathies and condolences to his family, friends, bandmates, and associates at Secretly Canadian. read more
[…]I reached out to Alex Maiolo, who is a musician and a health insurance consultant for the Future of Music Coalition, and he had some specific advice: “Insure for the worst case scenario.” Maiolo suggests that young, healthy musicians without families get plans with higher deductibles, because what you want is a stop loss for catastrophic and emergency situations. “It’s going to be easier for musicians to come up with the $5,000 deductible payment via benefit concerts, ” says Maiolo, “rather than half a million dollars for uninsured treatment after the fact.” read more
Within the music industry, the health care debate is being watched closely. The lack of access to affordable health insurance has been a persistent problem among artists for decades. According to a Future of Music Coalition poll, 44 percent of musicians go without insurance, almost three times the national average. It’s not that musicians are a singled-out minority, it’s just that so many fall into the cracksâ€”chasms, reallyâ€”in this country’s health care system. According to a 2008 government census, nearly 60 percent of people in this country are insured through an employer; most full-time musicians are essentially self-employed. More than 18 million of the uninsured are between the ages of 18 and 34; so are most aspiring rockers. The vast majority of the uninsured make less than $75,000 a year; ditto for all but the most successful artists. Then there are plenty of artists among the 12.6 million people in this country who are denied coverage based on a preexisting condition. read more
In November 2008, Deftones bassist Chi Cheng was seriously injured in a car accident in Santa Monica, California. His injuries were so severe that he's been hospitalized almost ever since, with much of his time spent in a coma in intensive care. If there's an upside, it's that he is now at home with his family.
Deftones are a widely-respected group even outside their core audience of metal fans. This is not doubt do to their genre-spanning sound, which employs atmospherics, tension and release and a strong melodic undercurrent. To call them the "metal Radiohead" wouldn't be a stretch. read more
On July 8, FMC will participate in a HealthCare Remix Discussion on Reform at the Service Employees International Union in Washington DC. For our part of the conversation, we’ll describe the Health Insurance Navigation Tool (HINT), a free service that provides musicians with high-quality one-on-one info about their health insurance options, from a fellow musician/health insurance expert. read more