It’s often challenging for musicians to try and keep track of all the policy issues that can potentially impact their lives and livelihoods. In the unprecedented day-to-day chaos and unpredictability of our current unconventional political environment, it can be even harder.
So here’s a quick update on one of the most important issues facing musicians, some questions answered, and some thoughts about what may lie ahead.
One of Donald Trump’s central campaign promises was to repeal the Affordable Care Act (ACA), popularly known as Obamacare. Trump memorably pledged to scrap the law “on day one” and replace it with “something terrific,” though details were scarce. Since Trump’s election, many newly insured musicians have found themselves wondering what to do in the face of this uncertainty.
There’s no consensus in Congress about what system might replace Obamacare. Health care advocates like us are watching closely to see what changes might be most likely, and which provisions are likely to stay intact.
It’s tough to make a living from artistic pursuits, and music is no exception. The nonprofit Future of Music Coalition conducted a study that found the vast majority of musicians are working or middle-class earners, and more than half of musicians surveyed make less than $25,000 a year from their music, and about a quarter make less than $5,000. Another FMC survey found that in 2013 (pre-Obamacare), 43 percent didn’t have health insurance.
In 2013, prior to the beginning of many of the major provisions in the Affordable Care Act (ACA), the Future of Music Coalition (FMC) and the Artists’ Health Insurance Resource Center conducted an online survey of US-based artists about their access to insurance. The survey found that, of the 3,402 artist respondents, 43 percent did not currently have health insurance.
by Kelsey Butterworth, Policy Intern and Kevin Erickson, Communications & Outreach Manager
As of November 1, enrollment for the Affordable Care Act (better known as Obamacare) is once again open, which means it’s a counterintuitively exciting time to be an artist without medical insurance. The ACA does what its name implies, and for musicians lacking coverage, it can be a critical step in leading a long and productive life. read more
St. Mary’s Episcopal Church in Athens, Georgia had been listed by Rolling Stone alongside Graceland, the Ryman Auditorium, and Sun Studios as one of the South’s musical treasures. The band now internationally known as R.E.M. played their very first concert inside the building on April 5, 1980. Even so, the main part of the church was demolished ten years later to make room for condominiums, despite its significance to the American music culture. The only remaining part of the building is the steeple, but it still stands as a reminder of St. Mary’s musical significance. read more
Musicians, uninsured at greater rates than the general population in the United States, are coming to grasp the impact of the Affordable Care Act, the health-care reform law known as Obamacare. But like most Americans, they have a lot of learning to do.
A new survey found that 43% of creative artists and 53% of musicians lack health insurance. Conducted in July and August by the Future of Music Coalition and the Artists’ Health Insurance Resource Center, the survey covers musicians as well as visual artists, filmmakers, actors and other creative professionals. Previous FMC surveys found 42% and 33% of musicians were uninsured in 2002 and 2010, respectively. read more
That’s according to a recent survey from the Future of Music Coalition, which found musicians to be ‘chronically under-insured’ and drastically below national (US) insurance averages. And perhaps unsurprisingly, the more dedicated you are to your craft,the less likely you are to be insured.
The reasons are strikingly simple. Also unsurprisingly, roughly 88% of all [artists] lacking health insurance simply couldn’t afford it.
Twice as many musicians, actors, dancers and other artists lack health care insurance than the general population, according to a study by the Future of Music Coalition and the Artists’ Health Insurance Resource Center.
The study, which surveyed 3,402 professional musicians, actors, dancers, visual artists and filmmakers, found that 43 percent lack health insurance. That compares to 18 percent of the general population, according to a study by the Kaiser Family Foundation.
Of the respondents without insurance coverage, 88 percent said they couldn’t afford it, according to survey results. read more
At the Jeremy Wilson Foundation and Cover Oregon’s health care event on Monday, the audience was told that musicians are twice as likely to go uninsured — a stat that matches with another from the Future of Music Coalition, who reported this week that 43% of the musicians they surveyed don’t have health insurance.
Here’s what else the FMC had to say:
Of those respondents who do have health insurance, 39 percent said they are paying for coverage themselves. This is over six times greater than the estimated 6 percent of the general population that pays for private, non-group insurance, according to the Kaiser Family Foundation. read more