I reached out to Alex Maiolo, who is a musician and a health insurance consultant for the Future of Music Coalition, and he had some specific advice: “Insure for the worst case scenario.” Maiolo suggests that young, healthy musicians without families get plans with higher deductibles, because what you want is a stop loss for catastrophic and emergency situations. “It’s going to be easier for musicians to come up with the $5,000 deductible payment via benefit concerts, ” says Maiolo, “rather than half a million dollars for uninsured treatment after the fact.”
Earlier this week we blogged about an amazing two-day benefit festival that will not only raise money for FMC’s Health Insurance Navigation Tool (HINT), but also raise awareness about musicians’ access to health insurance. On April 9 and 10, North Carolina peeps will rock out with an impressive array of local bands performing at Carrboro Gets the HINT at Jesse’s Coffee & Bar (401 E. Main St). read more
Music can’t always cure what ails you, even if you’re the one who makes it. This is why FMC created the Health Insurance Navigation Tool (HINT) in 2005 as a free service for musicians to learn about their health insurance options. Our two health insurance experts (who are also musicians) volunteer their time to run the program, which is why we’re always happy to have folks like you chip in to keep this worthy resource up and running. read more
Big Star was an amazing band from Memphis, TN that put out a couple of records in the late 70s that are seminal in the rock canon. In fact, you probably know one of their songs: “In the Street” was used as the theme song of “That 70s Show” (though that’s Cheap Trick, not Big Star, performing the song).
Today’s post is by Future of Music Coalition’s Alex Maiolo, project manager for our Health Insurance Navigation Tool (HINT) program. Alex is also a musician based in North Carolina. Photo credit: Olivia Hjermitslev.]
Ever been to a show that just completely blew you away on all levels? I just attended one. Even better, I got to perform at it.
On Friday, May 28, The Cat’s Cradle in Carrboro, North Carolina hosted “Thank You Friend: A Tribute To Alex Chilton.” Local musicians from the area’s legendary scene hit the stage at 8pm, playing ten-minute sets(!!) up ’til 11:30 to remember Chilton’s music and raise money for Future of Music Coalition’s Health Insurance Navigation Tool (HINT) project. I’m always proud to represent HINT on behalf of FMC. And I was equally delighted to take part in honoring Chilton, one of my all-time favorite artists whose work with Big Star influenced more musicians than you can shake a Telecaster at, myself included.
Back in March 2010, music lost one of its greats when Alex Chilton of Big Star passed away. Chilton’s legacy lives on through his influence on acts like R.E.M., Cheap Trick and Wilco. His music has also made an impact on a number of North Carolina artists, many of whom will come together on Friday, May 28 at Cat’s Cradle in Carrboro, NC to celebrate Chilton’s life and music. read more
There’s already been a lot of talk about what the passage of health-care-reform legislation will mean for “real Americans,” a demographic whose mythical stature is matched only by their ability to inspire talking points.
But what does it mean for “real musicians”â€”namely, those artists and songwriters trying to make a living in a time of unprecedented economic challenge?
Alex Maiolo has worked with The Future of Music Coalition for almost nine years, primarily focusing on the health insurance crisis as it relates to the working musician. In addition, Alex plays in various bands, including the psych-pop outfit Violet Vector & The Lovely Lovelies and ambient/clo-core staple Hi Fi Sky. He is a partner with an insurance agency in the Carrboro/Chapel Hill area of North Carolina. Insurance as it relates to the artist, studio owner and musician is all part of a typical day's tasks.read more
Alex Maiolo is an expert on this subject, and makes himself available to advise musicians through the Health Insurance Navigation Tool (HINT), set up by the Future of Music Coalition. (If Sweet Relief is a musician?s last resort, HINT should really be one?s first.) Maiolo is not only a professional insurance agent (property & casualty? he?s licensed for health insurance but is by no means a health insurance salesman, nor does HINT sell anything or receive kickbacks or anything at all like that), he?s a musician, too. He plays in two bands, and knows what it?s like to be lost in the shuffle.