Obamacare for Creative Types

October 17, 2013

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“Essentially, the more personal income derived from art, the less likely the respondent is to have health insurance,” the study states.

Meanwhile, when asked whether they understand how the Affordable Care Act, which will require most Americans to obtain coverage by March 31, 2014, will impact them and their families, 55 percent of respondents said they “don’t understand at all,” or “I’m unsure.” Artists cited a lack of familiarity with the new health-plan exchange system and difficulty predicting their freelance incomes as major sources of confusion.

That’s why the Future of Music Coalition, the AHIRC, and other organizations such as HeadCount, which works with musicians to promote civic engagement, are collaborating to provide resources and information for working US artists. At health.futureofmusic.org, creative types can read answers to frequently asked questions tailored specifically to them, such as: “If I purchase coverage through an exchange, will it help me with health care needs while on tour?” and “What if I can’t predict what my income is going to be?” HeadCount also set up an artist-friendly hotline (919.264.0418) that will be in place at least until March 2014.