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Frequently Asked Questions
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Make an appointment to speak with a HINT representative

Fill out this form to schedule a time to speak directly with a HINT representative. We will call you at the preferred time and we can chat about your situation and options you may have. Appointment hours are in the evenings/late afternoons on Monday to Thursday, 7 PM ET – 8:30 PM ET and last 30 minutes.

Some Ground Rules

  • Currently, we are scheduling calls Monday – Thursday, 7:00 pm – 8:30 pm ET. If there is a conflict, we can work outside of those hours if necessary. We have day jobs that make calls during the day very difficult, but not impossible, to schedule.
  • If you are currently insured please have a copy of the policy with you when we speak.
  • If you are using a cell phone, try to position yourself where coverage will not be a problem.
  • Make sure that you have no other appointments and you are in a quiet place where you can concentrate.
  • Turn off or ignore your call waiting. If you're expecting an important call, we can reschedule. Remember, we only have 30 minutes, and it goes by fast! Others are waiting, so we usually can't go over 30 minutes.
  • If you have to reschedule, please give us as much advance notice as possible.

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Today is Saturday, July 04, 2009 Please give us at least 36 hours of lead time.

Choose a time. THIS IS EASTERN TIME.

At what number should we call you? Please include area code.

Email address. You will receive an appointment receipt at this address.

Below are some questions that will help us to pre-determine the plans and options available to you. They also help us to understand the kind of folks seeking help. Please answer all that you can.

What is your age?

What is your gender?

What is your marital status?

How many children do you have, if any?

What is your annual household income?

Do you currently have insurance?

If married, does your spouse have insurance?

If you are a musician, what percent of your time do you dedicate to being a musician?

%

What percent of your annual income is derived from playing or recording music (royalties, selling CDs, playing gigs, etc)?

%

If you are a musician, do you currently have a contract or relationship with a record label?

Do you know about the health insurance plans offered to musicians by some of the performing rights organizations (ASCAP, BMI, SESAC) and unions (AFTRA, AFM)?

Would you join a performing rights organization (ASCAP, BMI, SESAC) or musicians' union (AFTRA, AFM, etc) to get health insurance coverage?

Disclaimer: Future of Music Coalition provides basic health insurance information to answer your basic health insurance option questions. Insurance is regulated on a federal basis and by each state, and each insurance carrier rules and policy terms may differ from state to state and between individuals. Therefore, you acknowledge and agree that any insurance-related information provided by or through the Website is general information only, and may not apply to your particular situation. FMC does not endorse any insurance carrier, product, or policy and is not responsible or liable for any information provided on the website, by a HINT representative or other resource. FMC shall not be responsible for any injury, loss, or damage which occurs as a result of any statements, advice or information provided in or through the HINT program, or for the reliability or accuracy of same. In addition, any user of the HINT program who chooses to make any personally identifiable information or other information publicly available to a HINT representative or otherwise does so at his or her own risk.  Such disclosures are expressly excluded from the terms of our Privacy Policy. For more information see our terms of service



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RESOURCES

Fractured Atlas is a nonprofit service organization for artists and creators. One of the benefits they offer their members is access to group health insurance. Visit the website and select your state from the menu to see the state-specific insurance options. Membership in the organization is $75 annual for an individual, but there are also affordable group rates starting at $150.

AHIRC: The Artists’ Health Insurance Resource Center is an online database created by the Actors’ Fund with a grant from the National Endowment for the Arts. Data is organized by state and includes information about resources in each state for artists, and lists of insurers of all kinds.  Access to this data is free.

Health Alliance for Austin Musicians If you are an uninsured, professional musician in the Austin, TX area, you may be eligible for low-cost primary health care services, basic dental care and mental health counseling provided by HAAM.

SIMS Foundation is a non-profit organization that provides access to low-cost mental health services for Austin, TX musicians and their immediate families.

Texas Music Office is a state-funded business promotion and information clearinghouse for the musicians of Texas. The insurance page provides a detailed list of health insurance options for residents of Texas.

Rock and Rap Confidential's Music and Healthcare Guide A detailed list of resources for musicians seeking insurance or health care.

A Consumer Guide for Getting and Keeping Health Insurance  Created by the Georgetown University Health Policy Institute, this website provides legal information about your rights as a health insurance consumer for each state.  Updated regularly.

eHealthinsurance.com A for-profit broker that consolidates information about plans and premiums on their website.

Robert Wood Johnson Foundation produces many reports on health insurance coverage and policies in America and sponsors the Cover the Uninsured Week campaign which includes a database of state-specific health insurance resources and resources for individuals.

Kaiser Family Foundation Includes statistics on who purchases individual health insurance, average premiums, and a handbook on options for individuals.



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