Health Insurance: Resources

Friday, November 13, 2015

A list of resources for musicians to learn more about their health insurance options.

Fractured Atlas is a nonprofit service organization for artists and arts organizations. One of the benefits they offer is an Artists’ Guide to Health Insurance. They also help musicians find affordable health insurance quotes.

AHIRC: The Artists’ Health Insurance Resource Center is a free, comprehensive online database created by the Actors’ Fund with grants from the National Endowment for the Arts and the Commonwealth Fund. Data is organized by state and includes information about resources in each state for artists, and lists of insurers of all kinds. AHIRC representatives frequently conduct free seminars or workshops. A for-profit broker that consolidates information about plans and premiums on their website.

A Consumer Guide for Getting and Keeping Health Insurance Created by the Georgetown University Health Policy Institute, this PDF provides legal information about your rights as a health insurance consumer for each state. Updated regularly. Many states have it on their websites, so the information varies based on location.

Health Alliance for Austin Musicians provides access to affordable health care for Austin, TX’s uninsured musicians, focusing on prevention and wellness. If you are an uninsured, professional musician in the Austin, TX area, you may be eligible for low-cost primary health care services, basic dental care and mental health counseling provided by HAAM.

SIMS Foundation is a non-profit organization that provides access to low-cost mental health services for Austin, TX musicians and their immediate families.

HeadCount is a non-partisan organization that works with musicians to promote participation in democracy. HeadCount has been collecting health care stories from notable musicians, and has set up a health insurance hotline (1-919-264-0418) to help musicians and their managers navigate these changes. They also have resource kits available to the press.

Rock and Rap Confidential’s Music and Healthcare Guide A detailed list of resources for musicians seeking insurance or health care.

The O+ Festival is a three-day, community-run celebration of music, arts and wellness. O+ participating artists exchange their contributions for health and wellness services from art-loving doctors, dentists, and other medical providers at the O+ Pop-up Clinic during the festival.

MusiCares was established by the Recording Academy in 1989. It provides a safety net of critical assistance for music people in times of need.

Southern Arizona Artist and Musicians Healthcare Alliance (SAAMHA) is a non-profit organization offering emergency medical relief awards for artists and musicians in the City of Tucson, Pima County, Cochise County and Santa Cruz County, Arizona.

Robert Wood Johnson Foundation produces many reports on health insurance coverage and policies in America.

Sweet Relief Musicians Fund provides financial assistance to all types of career musicians who are struggling to make ends meet while facing illness, disability, or age-related problems.

Kaiser Family Foundation Includes statistics on who purchases individual health insurance, average premiums, and a handbook on options for individuals. Their website includes a ton of helpful tools, including a subsidy calculator and a state-by-state insurance profile.

Young Invincibles is a national organization committed to mobilizing and expanding opportunities for young adults between 18 and 34. They have built a free Healthy Young America app for smartphones that helps users discover health care options and find local health care services.

Get Covered America is a project of the nonpartisan 501(c)(3) organization Enroll America, whose mission is to maximize the number of uninsured Americans who enroll in health coverage made available by the Affordable Care Act. The website includes lots of helpful information.

Click here to make a HINT appointment

Disclaimer: Future of Music Coalition provides basic health insurance information to answer your basic health insurance option questions. Insurance is regulated on a federal basis and by each state, and each insurance carrier rules and policy terms may differ from state to state and between individuals. Therefore, you acknowledge and agree that any insurance-related information provided by or through the Website is general information only, and may not apply to your particular situation. FMC does not endorse any insurance carrier, product, or policy and is not responsible or liable for any information provided on the website, by a HINT representative or other resource. FMC shall not be responsible for any injury, loss, or damage which occurs as a result of any statements, advice or information provided in or through the HINT program, or for the reliability or accuracy of same. In addition, any user of the HINT program who chooses to make any personally identifiable information or other information publicly available to a HINT representative or otherwise does so at his or her own risk. Such disclosures are expressly excluded from the terms of our Privacy Policy. For more information see our terms of service .